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The advice and flexibility you need now, delivering support when it's needed.

What is Kiwi Saver?

KiwiSaver started on the 1st of July 2007 to assist New Zealanders to save for their retirement. Since then the scheme has grown to over 3 million members with more than $60 billion saved.

The reason for the popularity is due to the benefits that KiwiSaver provides:

  • Give yourself a raise. If you contribute at least 3% of your salary, your employer, in most circumstances, has to match that.
  • When you contribute at least $1,042 per KiwiSaver year, the Government will gift your Kiwisaver account $521, every KiwiSaver year end.
  • If you qualify as a First Home Buyer, you can in most cases withdraw almost all of your KiwiSaver funds to assist with the deposit.
  • From retirement age, currently age 65, you can take a regular withdrawal, some, or the full amount.
  • It’s easy! Savings are automatically deducted from your salary at the rate you decide and paid across to the provider you choose.
  • KiwiSaver providers are closely monitored and information is freely available as to their performance.
  • You can switch providers with a simple form and they do the rest.

With many KiwiSaver providers in the market, IronOak Financial Services has chosen to work with a select few. We have chosen these providers based on who we perceive will provide our clients with the best options available.

Some questions you may have:

Should I contribute more to my KiwiSaver?

Am I with the best KiwiSaver provider?

Am I in the right KiwiSaver fund?

Am I getting the most from my KiwiSaver?

What does my KiwiSaver invest in?

Our advisers can help you with these questions and any others you may have.

Business Insurance.

Put a plan in place.

With the right business insurance, you’ll have a contingency plan to protect your business should you, a shareholder or key person be affected by illness, injury or death. Ensure you have a protection plan that is customised to address the areas of risk that impact you and your business.

Learn more

Personal Insurance.

Protect what you value most.

Your good health and your ability to earn an income are your two most important assets. If you suffered an illness, injury, disability or even passed away, how would your financial future, or that of your loved ones, be affected? Personal insurance helps protect you and your family should the unexpected happen, by giving financial flexibility at a difficult time.

Learn more

"Daniel has my full trust when it comes to my insurances. He spent time looking over what I already had in place and advised that it was not in my best interests to change anything even though I could have. I know that insurance advisers earn their income via commissions, so right then, I knew that he truly does what is best for his clients."

Lisa Garrud
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